PAYMENT TERMS

PAYMENT TERMS

Last updated: 10 January 2025

These Payment Terms apply to all purchases made on zmeudenis.com, operated by DENIS ZMEU TRAININGS SRL, and processed through our official payment partner Paynet Services SRL.

By completing a purchase on our website, you agree to these Payment Terms.

1. Payment Provider

All payments on this website are processed securely through Paynet Services SRL.

2. Accepted Payment Methods

We currently accept the following payment methods only:

  • Visa

  • Mastercard

Other payment methods are not supported at this time.

3. Payment Security

Paynet Services SRL uses advanced security technologies to protect your transactions.

This includes the COMODO SECURITY – Comodo Internet Security (CIS) system, developed and distributed by the Comodo Group, which provides:

  • Antivirus protection

  • Personal firewall

  • Sandbox environment

  • Host-based Intrusion Prevention System (HIPS)

  • Website filtering

All transactions are encrypted and processed through secure systems.

We do not store, process, or have direct access to your full card details.

4. Payment Authorization

By submitting your payment information, you authorize DENIS ZMEU TRAININGS SRL to charge the full amount of your order via Paynet Services SRL.

Access to digital products is granted only after successful payment confirmation.

5. Currency and Conversion

Prices are displayed in the currency shown at checkout.

If you are paying from another country, your bank or card issuer may apply:

  • Currency conversion rates

  • Additional international transaction fees

We are not responsible for any additional fees imposed by your bank or card issuer.

6. Failed or Declined Transactions

If your transaction is declined or fails:

  • Access to the digital product will not be granted

  • No charges will be completed

  • You may retry the payment or contact your bank

We are not responsible for declined or blocked transactions by your card issuer.

7. Taxes and Duties

You are responsible for any applicable taxes, VAT, or other government charges required by the laws of your country of residence.

We do not provide tax or legal advice.

8. Pricing Errors

We reserve the right to correct any pricing errors, inaccuracies, or omissions.

If an incorrect price is displayed, we may cancel the order and issue a full refund.

9. Chargebacks and Fraud Prevention

Customers must contact us first before initiating a chargeback.

Unauthorized chargebacks, abuse of the payment system, or fraudulent activity may result in:

  • Permanent suspension of access

  • Termination of service

  • Legal action if necessary

10. Refund Reference

All refunds are governed by our Refund Policy.

Please review our Refund Policy before completing any purchase.

11. Changes to These Payment Terms

We reserve the right to update or modify these Payment Terms at any time.

Continued use of the website constitutes acceptance of the updated version.

12. Contact

For any payment-related questions, please contact:

📧 deniszmeushop@gmail.com